Medicare Supplements

Medicare Supplement Plans are available to people who are enrolled in Medicare Parts A and B. These Plans include the following features:

Cover out-of-pocket expenses (coinsurance and deductibles) not covered by Medicare.
Freedom to choose their own doctors and hospitals – no referrals or networks, or pre-authorization required as long as they accept Medicare (except Medicare Select Plans, which do have hospital networks)
Cover Medicare-allowable services when traveling within the U.S
Priced competitively for out-of-pocket costs not covered by Medicare.
Portable – Plan coverage moves with the insured and can be used in all 50 states and territories.
Guaranteed Renewable – Automatically renews or is guaranteed to continue from year to year except for termination due to non-payment of premium.

Medigap Plans	A	B	C	D	E	F	G	H	I	J
Medicare A & B Coinsurance	X	X	X	X	X	X	X	X	X	X
Part A Deductible		X	X	X	X	X	X	X	X	X
Foreign Travel Emergency			X	X	X	X	X	X	X	X
Skilled Nursing Coinsurance			X	X	X	X	X	X	X	X
Medicare Part B Deductible			X			X				X
Excess Charges						X	X		X	X
At Home Recovery				X			X		X	X
Preventative Care					X					X
Prescription Drug Benefit								X	X

To help you cover these gaps, you may consider purchasing a SecureHorizons® Medicare Supplement (Medigap) Insurance plan. SecureHorizons® is a UnitedHealthcare brand offered by UnitedHealth Group.

Our Supplement Plans offer you:

Freedom to choose any doctor or specialist, with no referral needed
Virtually no claim forms to life
A choice of insurance plan options
Coverage that goes with you throughout the U.S.

SecureHorizons® Medicare Supplement Plans A, C, F, F+ (High Deductible), and G are available in most states. Additional Medicare supplement insurance plans are available in some states.

Also Offers a great and comprehsive part D.

With UnitedHealth Rx plans, you get:

Simple and predictable copays. You pay a pre-set amount for each prescription, often as low as $6. If you qualify for extra help, you may have lower, or even no copays.
Stable formulary. We won’t remove drugs from our covered list during the year. (There may be exceptions if CMS requires us to remove a drug or if a drug is taken off the market.)
Pharmacies nationwide. Get your prescriptions filled at any of our network pharmacies — more than 60,000 in cities and towns across America.
Convenient payment options. We can deduct your premium automatically from your checking or savings account — or you can receive a coupon book and pay by check each month. You can also have the premium deducted from your Social Security check.
Customer service. Customer Care Associates are available 24 hours a day, 7 days a week to help with plan questions, low-income assistance and education.
Prescription screening. At our network pharmacies and Preferred Mail-Service Pharmacy, every prescription filled using our plan card is automatically screened for negative drug interactions to help alert your pharmacist.
90-day supply. Enjoy the convenience of a 90-day supply at participating network pharmacies. And you can save even more through our Preferred Mail-Service Pharmacy

UnitedHealth Rx Value	UnitedHealth Rx Basic
The Value plan is a good choice if you don’t take many prescription drugs or if you think your drug needs won’t change dramatically in the future. It includes commonly used generics and selected brand-name drugs covered by Medicare Part D. It also includes three drugs not usually covered by Medicare Part D plans: Lorazepam®, Temazepam® and Levitra®.	The Basic plan may be a better option if you take several prescription drugs or if you think your prescription drug needs will change in the future. It includes an expanded group of brand-name prescription drugs — or their generic versions — covered by Medicare Part D.

Affordability. Choice. Control.

Blue Shield offers eight Medicare Supplement Plans: Plan A, Plan B, Plan C, Plan D, Plan F, Plan G, Plan J and Plan K. The plans vary in price and each plan offers a different set of benefits.

Affordable monthly Medicare Supplement Plan rates and additional savings opportunities
A wide choice of plans. Blue Shield offers 8 of the 12 standard Medicare Supplement plans
The freedom for your clients to choose their own doctors

PART D plans offered by Blue Shiled

Blue Shield Rx EnhancedPlan

Blue Shield RX Plan

This plan has no yearly deductible and has set copays for all drugs based on the 3 tier program.

Generics would be $10.00

Formulay brand name would be $30.00

Non-Preffered brand would be $60.00

Premium for this plan is $42.30 per month

This plan has a yearly deductible of $275.00 which needs to be met before any benefits of the plan are avliable. You would than pay 25% of the drug costs.

Premium for this plan is $37.70 per month