Ellebrecht Insurance Agency - Long Term Care

Long Term Care

People age 65 face at least a 40% risk of entering a Nursing Facility. The average stay is 2.4 years and 10% will stay five years or longer. With a average of $160 per day how long will your nest egg last?

What is Long Term Care?

Long Term care is the personal care you may need on an ongoing basis due to:

--A disabling injury
--Chronic medical condition
--Effects of aging

Long Term Care helps people with the essential activities of daily living (adls) such as:

--Bathing, eating, dressing, continence, toileting, Transferring,
--Cognitive disorders such as Alzheimer’s

For free quotes and brochure please either give us a call or fill out our online form.

Long Term Care Sample Policy Benefits

• 40-89 may apply
• $50-$200 Per Day Maximum Daily Benefit
• 1, 2, 3 ,4, 5 , 6, 7 Years
• 40-84 for NTQ

• Tax Qualified/Non Tax Qualified
• Service Days
• Alternative Plan of Care
• Waiver of Premium
• 10% Marital Discount
• Pre-Existing Conditions covered immediately

• 5% Compound Inflation
• 5% Simple Inflation
• Guaranteed Purchase Option
• Spousal Waiver of Premium
• Survivorship Benefit
• Shared Care Benefit
• Restoration of Benefits

Note: Benefits may vary by state and Insurance company.